Minor Handicap

-1 point

You may take most mundane physical disadvantages at
quirk level; for instance, you could use a watered-down version
of Lame for a “bum knee.” Difficulties rarely crop up, but are
genuinely inconvenient when they do. If you have this kind of
handicap, the GM may give you -1 to attribute, skill, or reac-
tion rolls, as appropriate, in situations where it would logically
interfere; e.g., a generic minor eyesight problem might give -1
to Vision rolls (not DX, combat rolls, etc.) if you don’t take an
extra second to focus.