Mounted Defense

A mount’s only defense is Dodge.
Some mounts may have barding (see
Horse Armor (Barding) Table, p. 286)
or natural DR.
A rider can Dodge, Block, or Parry.
If he has Riding at 12+, all of these
defenses are at normal levels. For a
less-skilled rider, reduce active defens-
es by the difference between 12 and
the rider’s skill; e.g., someone with
Riding-9 would have -3 to all active
defenses.